Borrowing cost
Thailand Personal Loan Calculator
Enter the amount borrowed, reducing-balance annual rate and term. The calculator shows the monthly payment, total interest and total repayment.
Start calculatingYour figures
Calculate your estimate
Adjust any field. The result updates immediately and stays on this device unless you choose to share it.
Estimated monthly payment
—Enter your figures to see the estimate.
- Principal
- —
- Total interest
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- Total paid
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- Term
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Estimates use the values entered and the methodology documented below. Check current provider or authority information before acting.
Method and limits
What this estimate means
A reducing-balance annuity formula calculates an equal monthly payment.
- Included
- Principal, entered annual rate and repayment term.
- Not included
- Origination fees, late charges, optional insurance and lender-specific rounding.
Before you decide
Use the result carefully
- 01
Compare APR or effective rate across offers.
- 02
Check early-settlement conditions.
- 03
Avoid using the maximum approval amount as a spending target.
Primary references
Official and authoritative sources
Formula assumptions are reviewed against these sources. A linked source may be available primarily in Thai.
Questions
Common questions
Is this a flat-rate calculation?
No. This page uses a reducing-balance payment formula. Use the car-loan calculator for a quoted flat-rate hire-purchase estimate.
Does a longer term reduce the cost?
It normally reduces the monthly payment but increases total interest.