CI benefits are based on age, gender, amount and type of disease covered.
Protects against cancer, heart disease, stroke, and other serious diseases.
Critical Illness Insurance Premiums Calculator
The Critical Illness Insurance Premiums Calculator estimates a planning estimate for the health or protection scenario entered from the personal measurements, coverage assumptions, period and other non-identifying values requested by the calculator. Replace the example values with your own critical illness insurance premiums figures and recalculate after changing an assumption. Use it to compare scenarios, then verify any current rate or fee before acting.
Fill in your age, gender, coverage amount and disease type to calculate your critical illness premium.
Calculation results
Annual fee (approx.)
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Monthly allowance.
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The amount of coverage.
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A serious illness that often protects.
Cancer (all types by definition)
Heart disease.
Stroke.
Chronic kidney failure, liver failure, organ transplants.
Paralysis, coma, a large heart vein swell.
Use your assessment to see if you're eligible for severe disease coverage from Roojai.
Use the calculator results as a basis before looking at partner offers.
This is a partner link. We may earn a commission if you apply through it, while the calculation remains independent of the offer. ·Affiliate Policy
Check before using results
Summary before deciding
This calculation result is suitable for preliminary planning. Actual figures should be checked from documents or official sources before making important decisions.
The calculation is based on the information you enter on this page.
Special cases may require additional information.
It is recommended to record or compare the results with the related tools below.
Information for preliminary planning. Please check exemptions, waiting periods and actual premiums with your insurance company before making a decision.
Frequently asked questions
What does CI cover?
CI insurance covers certain serious illnesses, such as cancer, heart disease, cerebrovascular disease, stroke, liver disease, and other serious illnesses, as per the terms of the policy, by paying a lump sum when diagnosed with such illnesses.
How much CI should I buy?
I recommend 500,000-2,000,000 baht and above to be sufficient for medical treatment, expenses during hospitalization and compensation for lost income during illness.
How is CI different from health insurance?
CI insurance pays a lump sum when diagnosed with a disease, while health insurance actually reimburses for medical treatment. Both types should be available for comprehensive coverage.
Should I buy a CI before or after the health check?
Buy before you're tested, when you're healthy, get standard benefits and pass the examination easily. If you're tested, you're excluded from coverage or may not be insured.
Disclaimer: The results are estimates. The actual cost depends on the insurance company and the policy terms.
English calculator guide
How to use the Critical Illness Insurance Premiums Calculator
Use this page to test a specific critical illness insurance premiums scenario. Enter your own values in the calculator above, review the units beside each field, and recalculate after changing an assumption. The result updates the critical illness insurance premiums estimate instead of relying on a generic example.
Build a baseline critical illness insurance premiums case with figures that match your situation.
Run a second critical illness insurance premiums case after changing the rate, period, quantity or other key assumption.
Record the difference between the two critical illness insurance premiums results and the input responsible for it.
Inputs for the critical illness insurance premiums estimate
For this critical illness insurance premiums calculation, check the personal measurements, coverage assumptions, period and other non-identifying values requested by the calculator. The result is designed to show a planning estimate for the health or protection scenario entered, not a guaranteed provider price or official decision.
How the critical illness insurance premiums result is calculated
The calculator compares the selected dates using calendar-based intervals and the date rules shown on the page. Reusing the same critical illness insurance premiums inputs will produce the same estimate, which makes the page suitable for controlled scenario comparisons.
Checks for a critical illness insurance premiums decision
Do not treat the result as a diagnosis, eligibility decision or binding insurance quote. For critical illness insurance premiums, Use the estimate to compare scenarios. Actual premiums, cover, exclusions, excesses and acceptance are set by the insurer and can differ from this planning result. Check the important inputs and any current provider or authority rules before using the result for a decision.
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Terminology, numeric values and calculator controls checked
Review formula structure, test cases, data sources, effective dates, and risk language accordingly.How to check our · There is no claim that an outside professional reviewed it. Unless the page directly states the name and qualifications. This content is therefore not individual advice.
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