Referring to the state-private crop insurance program for 2026.
Crop Insurance Calculator
The Crop Insurance Calculator estimates a planning estimate for the health or protection scenario entered from the personal measurements, coverage assumptions, period and other non-identifying values requested by the calculator. Replace the example values with your own crop insurance figures and recalculate after changing an assumption. Treat it as a planning estimate and independently verify the current rule or provider terms.
Estimate premiums and crop insurance coverage by crop type, area and map of choice.
Fill in your farming information.
Calculation results
Farmers' premiums per season
-
Total coverage.
-
Calculation Details
How does crop insurance help Thai farmers?
Crop insurance reduces the risk of farmers' incomes. When a natural disaster damages the crop, farmers receive compensation based on the area they registered, which helps them to have working capital for the next season.
Frequently asked questions
What are the crop insurance programs in Thailand?
The Thai government has a program of insurance for the annual and seasonal crops through the Bank of Thailand, which subsidizes the premiums in part, farmers pay only a small part. There is also private crop insurance for other crops.
How much is the food insurance?
Rice Insurance Scheme 2026: Farmers pay 60 baht/ha, State subsidies 144-168 baht/ha, Natural Disaster Protection 1,260-1,500 baht/ha. Details may change. Check with the Bank of Thailand.
What risks does crop insurance cover?
Most cover: drought, flood, wind, storm, thunder, weeds and certain pest species Some plans add plant disease and disaster coverage depending on the type of crop and insurance company.
Can small farmers buy crop insurance?
Yes, the government schemes are designed specifically for small farmers. Minimum of some schemes is 1 acre or more. Farmers who are customers of the D. G. S. can apply through the bank branch nearest to their home.
Check before using results
Summary before deciding
This calculation result is suitable for preliminary planning. Actual figures should be checked from documents or official sources before making important decisions.
The calculation is based on the information you enter on this page.
Special cases may require additional information.
It is recommended to record or compare the results with the related tools below.
Disclaimer: Calculations are only estimates, actual rates depend on the schemes of the banks and insurance companies. Please check the latest schemes directly.
English calculator guide
How to use the Crop Insurance Calculator
Use this page to test a specific crop insurance scenario. Enter your own values in the calculator above, review the units beside each field, and recalculate after changing an assumption. The result updates the crop insurance estimate instead of relying on a generic example.
Build a baseline crop insurance case with figures that match your situation.
Run a second crop insurance case after changing the rate, period, quantity or other key assumption.
Record the difference between the two crop insurance results and the input responsible for it.
Inputs for the crop insurance estimate
For this crop insurance calculation, check the personal measurements, coverage assumptions, period and other non-identifying values requested by the calculator. The result is designed to show a planning estimate for the health or protection scenario entered, not a guaranteed provider price or official decision.
How the crop insurance result is calculated
The calculator applies the displayed inputs to the stated arithmetic relationship. Reusing the same crop insurance inputs will produce the same estimate, which makes the page suitable for controlled scenario comparisons.
Checks for a crop insurance decision
Do not treat the result as a diagnosis, eligibility decision or binding insurance quote. For crop insurance, Use the estimate to compare scenarios. Actual premiums, cover, exclusions, excesses and acceptance are set by the insurer and can differ from this planning result. Because this calculation can affect an important financial, legal or health decision, independently verify the inputs and current rules before relying on the result.
Language QA
Terminology, numeric values and calculator controls checked
Review formula structure, test cases, data sources, effective dates, and risk language accordingly.How to check our · There is no claim that an outside professional reviewed it. Unless the page directly states the name and qualifications. This content is therefore not individual advice.
This history and results reside only in this device's browser. Press clear to delete immediately.
💾 Saved calculations
Save numbers only in this device's browser. It could be health or financial information. Therefore, the entered values or results are not sent to the server. You can delete them all from the button above. And data should be cleared when sharing the device with others.
Select 2–5. Items to compare
📊
There are no saved calculations yet.
Press the "Save" button after calculation to store the results.
