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Check the latest reference 7 June 2026: Deposit interest tax 15% Bank interest rate and deposit protection amount
Fixed Deposit Interest Calculator
The Fixed Deposit Interest Calculator estimates a tax and statutory rate estimate for your scenario from the quantities, rates, period, units and other assumptions requested on the page. Replace the example values with your own fixed deposit interest figures and recalculate after changing an assumption. Treat it as a planning estimate and independently verify the current rule or provider terms.
Calculate tax deductible interest on regular deposits at the payment 15% with comparison table 3, 6, 12 and 24 month to see the net amount received before choosing a bank
Quick answer.
Regular deposit 100,000 baht Interest 2% Period 12 Month Net interest 1,700 baht Total 101,700 baht
Interest before tax is 2,000 baht Tax deducted at the place of payment 15% is 300 baht Net interest remains 1,700 baht
How is a regular deposit better than a savings account?
Permanent deposits usually give higher interest rates than ordinary savings because they have to be deposited for a certain period of time, such as 3 month 6 month or 12 month, but if withdrawn before the expiration date, interest may be lost or lower interest may be paid.
How much is the interest on a regular deposit tax deductible?
Generally, interest on regular deposits is tax deductible at the point of payment by 15% by the bank, so the net interest actually received is 85% of interest before tax deduction, except for products or cases where the law requires it.
How long should I stay?
Depending on the date of the money and the interest rate difference of each bank, if you need money quickly, consider 3-6 months, if you don't need the money in the medium term, then look at 12-24 months, and read the terms of early withdrawal.
What percentage is the average interest on 2026 deposits?
The actual rate changes according to the bank's announcement and the period of time. You should use the figures from the bank's announcement page or the Bank of India's interest rate summary page before deciding. This tool sets the start 2% for quick sample calculations.
How much does a deposit of 100,000 baht, 2% interest, 12 months, cost?
Interest before tax is 2,000 baht Tax at place of payment is 15% is 300 baht Net interest is 1,700 baht and the total amount at maturity is approximately 101,700 baht
What else do you look at besides interest rates?
You should look at the minimum deposit amount, the deposit period, the interest payments, the early withdrawal terms, the effective date of the interest rate and the deposit protection before choosing a bank or real account.
Check before using results
Summary before deciding
This calculation result is suitable for preliminary planning. Actual figures should be checked from documents or official sources before making important decisions.
The calculation is based on the information you enter on this page.
Special cases may require additional information.
It is recommended to record or compare the results with the related tools below.
Disclaimer: The calculations are estimates only. Actual interest rates may vary according to the terms of the bank. They are not financial advice.
English calculator guide
How to use the Fixed Deposit Interest Calculator
Use this page to test a specific fixed deposit interest scenario. Enter your own values in the calculator above, review the units beside each field, and recalculate after changing an assumption. The result updates the fixed deposit interest estimate instead of relying on a generic example.
Build a baseline fixed deposit interest case with figures that match your situation.
Run a second fixed deposit interest case after changing the rate, period, quantity or other key assumption.
Record the difference between the two fixed deposit interest results and the input responsible for it.
Inputs for the fixed deposit interest estimate
For this fixed deposit interest calculation, check the quantities, rates, period, units and other assumptions requested on the page. The result is designed to show a tax and statutory rate estimate for your scenario, not a guaranteed provider price or official decision.
How the fixed deposit interest result is calculated
The calculator applies the displayed statutory rates, thresholds and allowances to the figures you enter. Reusing the same fixed deposit interest inputs will produce the same estimate, which makes the page suitable for controlled scenario comparisons.
Checks for a fixed deposit interest decision
Confirm any current rate, threshold or provider rule that could change the final amount. For fixed deposit interest, Use the result as a planning estimate and confirm any rate, rule or threshold that may have changed before acting. Because this calculation can affect an important financial, legal or health decision, independently verify the inputs and current rules before relying on the result.
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Review formula structure, test cases, data sources, effective dates, and risk language accordingly.How to check our · There is no claim that an outside professional reviewed it. Unless the page directly states the name and qualifications. This content is therefore not individual advice.
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