Reference market rate year 2026 The results are estimates
Motorcycle Insurance Premiums Calculator
The Motorcycle Insurance Premiums Calculator estimates a vehicle-cost estimate for the scenario you entered from the vehicle price or cost, payment period, applicable rate, usage and provider charges shown on the page. Replace the example values with your own motorcycle insurance premiums figures and recalculate after changing an assumption. Treat it as a planning estimate and independently verify the current rule or provider terms.
Compare motorcycle insurance premiums for class 1 2 3 and the RP by engine size and age of the car.
Fill in the motorcycle details.
Comparison Results
Calculation Details
How do you choose motorcycle insurance?
Choosing motorcycle insurance should be considered from: the age and value of the vehicle (old cars of low value class 3 sufficient), the use (in cities of higher risk), the budget and the need to protect yourself.
Frequently asked questions
What is the legal insurance for a motorcycle?
Under Thai law, every motorcycle must have a compulsory motor insurance which covers third party injuries. Voluntary insurance (class 1-3) is not mandatory but recommended for more comprehensive protection.
What is the 1 class motorcycle cover?
Motorcycle insurance class 1 Covers: Damage to the partner's vehicle Damage to our own vehicle (including stolen) Third party injury Driver and passenger Suitable for high value or newly purchased vehicles
How is motorcycle insurance calculated?
The fee depends on: engine size (cc) vehicle value vehicle age type of use (private/contract) and area of use. Generally, the fee for Tier 1 is 3,000-8,000 baht/year Tier 2-3 is 1,000-3,000 baht/year
How much is a motorcycle?
Personal Motorcycle Act: Engine not exceeding 75 cc price 163 baht/year, 76-125 cc price 227 baht/year, 126-150 cc price 322 baht/year, over 150 cc price 432 baht/year (prices include tax)
Use your motorcycle number to check the insurance price with Roojai.
Use the calculator results as a basis before looking at partner offers.
This is a partner link. We may earn a commission if you apply through it, while the calculation remains independent of the offer. ·Affiliate Policy
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Summary before deciding
This calculation result is suitable for preliminary planning. Actual figures should be checked from documents or official sources before making important decisions.
The calculation is based on the information you enter on this page.
Special cases may require additional information.
It is recommended to record or compare the results with the related tools below.
Disclaimer: The calculations are only estimates, the actual rate depends on the insurance company and the policy terms.
English calculator guide
How to use the Motorcycle Insurance Premiums Calculator
Use this page to test a specific motorcycle insurance premiums scenario. Enter your own values in the calculator above, review the units beside each field, and recalculate after changing an assumption. The result updates the motorcycle insurance premiums estimate instead of relying on a generic example.
Build a baseline motorcycle insurance premiums case with figures that match your situation.
Run a second motorcycle insurance premiums case after changing the rate, period, quantity or other key assumption.
Record the difference between the two motorcycle insurance premiums results and the input responsible for it.
Inputs for the motorcycle insurance premiums estimate
For this motorcycle insurance premiums calculation, check the vehicle price or cost, payment period, applicable rate, usage and provider charges shown on the page. The result is designed to show a vehicle-cost estimate for the scenario you entered, not a guaranteed provider price or official decision.
How the motorcycle insurance premiums result is calculated
The calculator combines the entered quantities, rates and fixed costs to produce the displayed estimate. Reusing the same motorcycle insurance premiums inputs will produce the same estimate, which makes the page suitable for controlled scenario comparisons.
Checks for a motorcycle insurance premiums decision
Compare the estimate with a current written quote and include insurance, registration and other ownership costs. For motorcycle insurance premiums, Use the estimate to compare scenarios. Actual premiums, cover, exclusions, excesses and acceptance are set by the insurer and can differ from this planning result. Because this calculation can affect an important financial, legal or health decision, independently verify the inputs and current rules before relying on the result.
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Review formula structure, test cases, data sources, effective dates, and risk language accordingly.How to check our · There is no claim that an outside professional reviewed it. Unless the page directly states the name and qualifications. This content is therefore not individual advice.
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