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Calculate Payment Gateway fees

Online collection fee calculator

Business/Start-upVerifiable formulaYou can save and share results.

Monthly Payment Gateway Cost Calculator

The Monthly Payment Gateway Cost Calculator estimates a cost estimation estimate for your scenario from the quantities, rates, period, units and other assumptions requested on the page. Replace the example values with your own payment gateway business figures and recalculate after changing an assumption. Use it to compare scenarios, then verify any current rate or fee before acting.

Calculate the fee from the payment gateway service for online sales, estimate the e-commerce value accurately.

Payment Gateway fees affect profits.

Payment Gateway fees are a major expense item for e-commerce websites, which can be profitable 5-10% of sales. Choosing the right Payment Gateway can reduce fees 30-50%

Payment Gateways in Thailand

  • Omise — Value 2.3% + 10 baht Suitable for Thais, use with card/transfer
  • 2Checkout — Value 3% + $0.5 Access to the global market requires KYC
  • Stripe — Value 2.9% + $0.3 Suitable Startup Needs Foreign Account
  • PayPal — Value 3.9% + 10 baht High confidence but more expensive

How to Reduce the Payment Gateway

  • Negotiate prices when sales are high, make contracts for the month.
  • Use multiple payment methods (free transfer, card 2.5%) discount % card
  • Choose a Payment Gateway with a setup fee to track nails with a lead.
  • Increase net sales instead of decrease value (comission negotiation may be limited)

Frequently asked questions

What do you think about the payment gateway fee?
Most Payment Gateways charge 2 part: (1) value per item 5-20 baht and (2) value percent 2-4% of sales. Example: Sales 1,000 baht = 30 baht + 25 baht (2.5%) = 55 baht value (including 5.5% of sales)
Which Payment Gateway Should I Choose?
2Checkout — Medium Use Worldwide Paypal — Reliable but Heavier Stripe — Cheap Startup Omise — For Thailand Competitive fees Please check the setup fee first
Should I host the credit card myself or have a payment gateway do it?
No credit card hosting, PCI DSS compliance, difficult and expensive payment gateway, standardized card hosting is safe and cheaper, most choose payment gateway
Is there a way to reduce the payment gateway charge?
Reducing the number of small sales, selling in batches, negotiating fees with payment gateways when sales are high, using additional services like cash on delivery, reducing card rejection rates.
Disclaimer: Fees may vary depending on the Payment Gateway and the agreement. The calculations are estimates only, not definitive prices.

English calculator guide

How to use the Monthly Payment Gateway Cost Calculator

Use this page to test a specific payment gateway business scenario. Enter your own values in the calculator above, review the units beside each field, and recalculate after changing an assumption. The result updates the monthly payment gateway cost estimate instead of relying on a generic example.

  1. Build a baseline payment gateway business case with figures that match your situation.
  2. Run a second payment gateway business case after changing the rate, period, quantity or other key assumption.
  3. Record the difference between the two payment gateway business results and the input responsible for it.

Inputs for the payment gateway business estimate

For this payment gateway business calculation, check the quantities, rates, period, units and other assumptions requested on the page. The result is designed to show a cost estimation estimate for your scenario, not a guaranteed provider price or official decision.

How the payment gateway business result is calculated

The calculator combines the entered quantities, rates and fixed costs to produce the displayed estimate. Reusing the same payment gateway business inputs will produce the same estimate, which makes the page suitable for controlled scenario comparisons.

Checks for a payment gateway business decision

Confirm any current rate, threshold or provider rule that could change the final amount. For payment gateway business, Use the result as a commercial planning estimate. Confirm supplier prices, payment-provider fees, taxes, minimum charges and contract terms before setting a price or budget. Check the important inputs and any current provider or authority rules before using the result for a decision.

Language QA
Terminology, numeric values and calculator controls checked
Calculator scope
Cost estimation
Last English review
26 July 2026

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Kamnuanlek editorial team
reviewer
Kamnuanlek recipe and resource review team
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