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Calculate scholarship goals

Calculate the monthly savings needed to cover the future education of the child.

Saving/investing/retirement.Verifiable formulaYou can save and share results.

Know the results in less than 30 seconds.

Data is not saved. and is used for calculation only.

Updated year criteria 2026

Scholarship Goals Calculator

The Scholarship Goals Calculator estimates a investment and time value estimate for your scenario from the quantities, rates, period, units and other assumptions requested on the page. Replace the example values with your own scholarship goals figures and recalculate after changing an assumption. Use it to compare scenarios, then verify any current rate or fee before acting.

Calculate the monthly savings needed to build up a scholarship for your child, plus inflation in tuition and returns on investment, and start planning today to reduce the future burden.

All required tuition at present value (not inflated)

How to calculate the scholarship target

Educational funding planning must take into account higher-than-normal inflation in tuition fees and returns on investments that help money grow.

Formulas used

Future tuition = current tuition × (1 + inflation)^number of years
Monthly savings required = PMT to FV = future tuition - FV of existing savings

example

Tuition 500,000 baht today, child 3 year starts school 18 year (15 next year) inflation 5%
Future tuition = 500,000 × 1.05^15 ≈ 1,039,000 baht
If you invest 7%/year, you'll save about 3,500-4,000 baht/month.

Frequently asked questions

How much does the tuition increase in Thailand per year?
The average tuition fee in Thailand increases 4-6% per year, higher than the general inflation rate about 2 times. International schools and private universities may increase higher than 8-10% per year in some years. Planning with inflation rate tuition 5% is a suitable mean.
What should we invest in for the children's education fund?
Depending on the remaining period, if the child is under 10 years old, he can invest in a combined equity fund for high returns. If the child is close to school (3-5 years old), he should gradually reduce the risk by switching to debt securities and deposits. SSF/LTF funds are also a good option because they are tax-deductible.
How much would savings reduce your monthly expenses?
Existing savings will grow according to the return and reduce the monthly savings required. For example, having money 200,000 baht return 7% in another 15 year will become about 551,000 baht which reduces the monthly savings significantly.
When should you start saving for your child's education?
The earlier the better. Starting from the first child gives a savings period of 18 years, which reduces the monthly burden significantly. If you start when the child is 10 years old and have a period of only 8 years, the monthly savings will be almost twice as high.
Disclaimer: The calculations are estimates only. Actual costs may vary. They are not financial advice.

English calculator guide

How to use the Scholarship Goals Calculator

Use this page to test a specific scholarship goals scenario. Enter your own values in the calculator above, review the units beside each field, and recalculate after changing an assumption. The result updates the scholarship goals estimate instead of relying on a generic example.

  1. Build a baseline scholarship goals case with figures that match your situation.
  2. Run a second scholarship goals case after changing the rate, period, quantity or other key assumption.
  3. Record the difference between the two scholarship goals results and the input responsible for it.

Inputs for the scholarship goals estimate

For this scholarship goals calculation, check the quantities, rates, period, units and other assumptions requested on the page. The result is designed to show a investment and time value estimate for your scenario, not a guaranteed provider price or official decision.

How the scholarship goals result is calculated

The calculator projects value over time from the entered amount, rate, period and contribution assumptions. Reusing the same scholarship goals inputs will produce the same estimate, which makes the page suitable for controlled scenario comparisons.

Checks for a scholarship goals decision

Confirm any current rate, threshold or provider rule that could change the final amount. For scholarship goals, Use the result as a planning estimate and confirm any rate, rule or threshold that may have changed before acting. Check the important inputs and any current provider or authority rules before using the result for a decision.

Language QA
Terminology, numeric values and calculator controls checked
Calculator scope
Investment and time value
Last English review
26 July 2026

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reviewer
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