Tax-deductible investments and retirement plans in one fund.
SSF/RMF Future Value Calculator
The SSF/RMF Future Value Calculator estimates a tax and statutory rate estimate for your scenario from the quantities, rates, period, units and other assumptions requested on the page. Replace the example values with your own ssf rmf future value figures and recalculate after changing an assumption. Treat it as a planning estimate and independently verify the current rule or provider terms.
Fill in the investment amount, return rate, period, and tax base to see the future value and tax savings.
Calculation results
Future value.
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Total investment.
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Cumulative return.
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Total savings tax.
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Tax credit.
SSF: Deductible 30% of income maximum 200,000 baht/year minimum holding 10 year
RMF: Deductible 30% of total income PVD not exceeding 500,000 baht/year held until 55 years
Sell SSF/RMF before the deadline, and return all deductible tax.
Check before using results
Summary before deciding
This calculation result is suitable for preliminary planning. Actual figures should be checked from documents or official sources before making important decisions.
The calculation is based on the information you enter on this page.
Special cases may require additional information.
It is recommended to record or compare the results with the related tools below.
SSF (Super Savings Fund) can deduct not more than 30% of maximum income 200,000 baht/year, minimum holding 10 years, while RMF (Retirement Mutual Fund) can deduct not more than 30% total PVD not more than 500,000 baht, holding until age 55 years and continuous investment not less than 5 years
Should I invest in SSF or RMF first?
If the main goal is retirement, RMF is better because it's binding until retirement. If you want more flexibility and high income, SSF is better. Both should be done if you still have tax credit.
How much do you save on taxes by investing in RMF/SSF?
Depending on the maximum tax base of each person, for example, if you are in the 30% base, invest 100,000 baht, save 30,000 baht in tax, if you are in the 20% base, save 20,000 baht.
What is the average RMF/SSF return?
Depending on the type of fund, long-term equity funds average 7-12%/year, mixed funds 5-8%/year, debt securities funds 2-4%/year, should be chosen according to risk and investment period.
Disclaimer: Results are estimates. Actual returns may vary. Tax laws may change. Consult a tax expert before investing.
English calculator guide
How to use the SSF/RMF Future Value Calculator
Use this page to test a specific ssf rmf future value scenario. Enter your own values in the calculator above, review the units beside each field, and recalculate after changing an assumption. The result updates the ssf/rmf future value estimate instead of relying on a generic example.
Build a baseline ssf rmf future value case with figures that match your situation.
Run a second ssf rmf future value case after changing the rate, period, quantity or other key assumption.
Record the difference between the two ssf rmf future value results and the input responsible for it.
Inputs for the ssf rmf future value estimate
For this ssf rmf future value calculation, check the quantities, rates, period, units and other assumptions requested on the page. The result is designed to show a tax and statutory rate estimate for your scenario, not a guaranteed provider price or official decision.
How the ssf rmf future value result is calculated
The calculator applies the displayed statutory rates, thresholds and allowances to the figures you enter. Reusing the same ssf rmf future value inputs will produce the same estimate, which makes the page suitable for controlled scenario comparisons.
Checks for a ssf rmf future value decision
Confirm any current rate, threshold or provider rule that could change the final amount. For ssf rmf future value, Use the result as a planning estimate and confirm any rate, rule or threshold that may have changed before acting. Because this calculation can affect an important financial, legal or health decision, independently verify the inputs and current rules before relying on the result.
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