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Calculate transfer fees

Compare all channels of money transfer fees with pay ATM counter BAHTNET see the cheapest channels

expensesVerifiable formulaYou can save and share results.

Update transfer fee 2026

Compare all channels: Pay with Pay Mobile Banking ATM Counter BAHTNET

Enter the amount to see the charges for each channel at once.

Transfer Fees Calculator

The Transfer Fees Calculator estimates a cost estimation estimate for your scenario from the quantities, rates, period, units and other assumptions requested on the page. Replace the example values with your own transfer figures and recalculate after changing an assumption. Use it to compare scenarios, then verify any current rate or fee before acting.

Enter the amount to be transferred to compare the charges for each channel, or select the channel to calculate.

Trust information

Use reference information from Thai official agencies. and display results to help plan before making decisions

Last updated: 20 May 2026

source

  • Bank of Thailand (BTT): Digital money transfer fee exemption policy
  • NITMX: ATM fee rates across banks
  • Counter and BAHTNET fee rates are based on the major Thai commercial banks.

Assumptions and things to note

  • Fees may vary by bank and account type. The results are a general rate.
  • PromptPay and mobile banking cross-bank free as per the policy of the B. T.

Summary of transfer fees per channel

  • PromptPay. - Free any amount, unlimited times (Bank policy)
  • Mobile banking. — Free
  • Mobile banking. - Free.
  • ATM (inside the bank) — Free
  • ATM — 25-35 baht/item (limited per time 50,000 baht)
  • Bank counter. — Free
  • Bank counter. — 150-200 baht/item
  • BAHTNET — 150-250 baht/item (real-time bulk transfer)

Frequently asked questions

Pay-by-wire with a fee?
No fee. The Bank of Thailand (BOT) has decided to allow free money transfers through PromptPay, unlimited amounts and number of times.
Is there a fee for transferring money through the app?
No fee, as per the Bank of Thailand policy. Interbank money transfers through digital channels (mobile banking/internet banking) are free of charge.
How much does it cost to transfer money through an ATM?
The fee for transfers through ATMs is 25 baht (not more than 20,000 baht) or 35 baht (20,001-50,000 baht) per transaction, with a maximum of 50,000 baht per transaction.
What is BAHTNET? What is it for?
BAHTNET is a large-scale money transfer system of the Bank of Thailand, suitable for large amounts of money (from 2 million baht upwards) transferred in real-time at a fee of 150-250 baht per transaction.

English calculator guide

How to use the Transfer Fees Calculator

Use this page to test a specific transfer scenario. Enter your own values in the calculator above, review the units beside each field, and recalculate after changing an assumption. The result updates the transfer fees estimate instead of relying on a generic example.

  1. Build a baseline transfer case with figures that match your situation.
  2. Run a second transfer case after changing the rate, period, quantity or other key assumption.
  3. Record the difference between the two transfer results and the input responsible for it.

Inputs for the transfer estimate

For this transfer calculation, check the quantities, rates, period, units and other assumptions requested on the page. The result is designed to show a cost estimation estimate for your scenario, not a guaranteed provider price or official decision.

How the transfer result is calculated

The calculator combines the entered quantities, rates and fixed costs to produce the displayed estimate. Reusing the same transfer inputs will produce the same estimate, which makes the page suitable for controlled scenario comparisons.

Checks for a transfer decision

Confirm any current rate, threshold or provider rule that could change the final amount. For transfer, Use the estimate to plan a household or service cost. Actual charges can differ because of provider tariffs, minimum fees, taxes, location and billing-period adjustments. Recheck the entered values and units if the result looks unexpected.

Language QA
Terminology, numeric values and calculator controls checked
Calculator scope
Cost estimation
Last English review
26 July 2026

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Creator
Kamnuanlek editorial team
reviewer
Kamnuanlek recipe and resource review team
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