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Calculate travel insurance premiums

Calculate travel insurance premiums in ASEAN countries, Asia and around the world, by number of days.

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Travel insurance premium estimates 2026

The figures are estimates for planning purposes only.

Update year 2026

Travel Insurance Premiums Calculator

The Travel Insurance Premiums Calculator estimates a travel budget for the itinerary you entered from the travel dates, number of travellers, quoted prices, taxes, fees and exchange-rate assumptions. Replace the example values with your own travel insurance premiums figures and recalculate after changing an assumption. Treat it as a planning estimate and independently verify the current rule or provider terms.

Estimate travel insurance premiums by destination, number of days, traveler, and coverage plan.

Travel insurance premium rate (estimate)

Target.Basic (baht/day)StandardPremium.
In the country.305080
ASEAN.5070110
Asia70100150
All over the world.90130200

Frequently asked questions

What does travel insurance cover?
General travel insurance covers: accidents and medical expenses abroad, cancellation or delay of flights, lost or delayed baggage, emergency repatriation. Some plans also cover passport loss and personal liability.
How long before you leave should you buy travel insurance?
You should purchase at least 1-3 days before departure to make the policy effective before travel. If you buy after an event occurs, such as a cancelled flight, you will not be covered. Some countries require travel insurance before issuing a visa.
Do I need travel insurance for domestic travel?
Not mandatory but recommended for high-value or risky trips such as adventure trips, hiking, diving or frequent travel. Domestic insurance is much cheaper than abroad and covers flight delays and accidents.
Disclaimer: The calculations are estimates. The actual premiums are to be checked directly with the insurance company.

English calculator guide

How to use the Travel Insurance Premiums Calculator

Use this page to test a specific travel insurance premiums scenario. Enter your own values in the calculator above, review the units beside each field, and recalculate after changing an assumption. The result updates the travel insurance premiums estimate instead of relying on a generic example.

  1. Build a baseline travel insurance premiums case with figures that match your situation.
  2. Run a second travel insurance premiums case after changing the rate, period, quantity or other key assumption.
  3. Record the difference between the two travel insurance premiums results and the input responsible for it.

Inputs for the travel insurance premiums estimate

For this travel insurance premiums calculation, check the travel dates, number of travellers, quoted prices, taxes, fees and exchange-rate assumptions. The result is designed to show a travel budget for the itinerary you entered, not a guaranteed provider price or official decision.

How the travel insurance premiums result is calculated

The calculator applies the displayed inputs to the stated arithmetic relationship. Reusing the same travel insurance premiums inputs will produce the same estimate, which makes the page suitable for controlled scenario comparisons.

Checks for a travel insurance premiums decision

Confirm live availability, cancellation terms and taxes with the provider before booking. For travel insurance premiums, Use the estimate to compare scenarios. Actual premiums, cover, exclusions, excesses and acceptance are set by the insurer and can differ from this planning result. Because this calculation can affect an important financial, legal or health decision, independently verify the inputs and current rules before relying on the result.

Language QA
Terminology, numeric values and calculator controls checked
Calculator scope
General arithmetic
Last English review
26 July 2026

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Creator and reviewer

Creator
Kamnuanlek editorial team
reviewer
Kamnuanlek recipe and resource review team
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