Calculate the cost of employee group insurance.
For employers and HR to plan their benefits budgets.
Employer Group Insurance Costs Calculator
The Employer Group Insurance Costs Calculator estimates a planning estimate for the health or protection scenario entered from the personal measurements, coverage assumptions, period and other non-identifying values requested by the calculator. Replace the example values with your own employer group insurance figures and recalculate after changing an assumption. Treat it as a planning estimate and independently verify the current rule or provider terms.
Quick answer.
Office sample 50 people average salary 25,000 baht: Group insurance budget 495,000 baht/year
This example uses a standard health plan of 9,000 baht/person/year and group life insurance of approximately 0.3% of the whole year's salary, costing approximately 9,900 baht/person/year or 41,250 baht/month before adjusting for average age, coverage amount and actual quote.
Know the cost per head.
Per year, per month, per employee.
Good for HR / employer
There's a sample of SME offices and factories to be used immediately.
There's a tax checklist.
Attach the IRS link for the accounting department to check.
Calculate the total group insurance premiums per year, per month, and per head of staff for the benefit budget before requesting a quote.
Fill in information
Calculation results
Total Cost/Year
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Cost per person per year
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Cost/month
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Calculation Details
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Group insurance is critical to attracting and retaining staff.
Group insurance is a top priority benefit for employees. Having good group health insurance helps attract quality staff and reduces turnover, reducing recruitment costs in the long run.
Tax sources that the accounting department should be auditing.
This tool calculates budgets, not tax advice, tax consequences based on policies, benefits plans and actual documents.
- Tax Department Diagnostic Guidelines 0702/2065 — Sample benefits and group insurance contributions in employee policy.
- Tax Department Diagnostic Guidelines 0811/9107 - The issue of employee income from group life and health insurance premiums.
Frequently asked questions
What is group insurance for employers?
Is the employer paying all the group insurance contributions or is it shared with the employees?
Is group insurance always cheaper than individual insurance?
How many employees do you need to buy group insurance?
English calculator guide
How to use the Employer Group Insurance Costs Calculator
Use this page to test a specific employer group insurance scenario. Enter your own values in the calculator above, review the units beside each field, and recalculate after changing an assumption. The result updates the employer group insurance costs estimate instead of relying on a generic example.
- Build a baseline employer group insurance case with figures that match your situation.
- Run a second employer group insurance case after changing the rate, period, quantity or other key assumption.
- Record the difference between the two employer group insurance results and the input responsible for it.
Inputs for the employer group insurance estimate
For this employer group insurance calculation, check the personal measurements, coverage assumptions, period and other non-identifying values requested by the calculator. The result is designed to show a planning estimate for the health or protection scenario entered, not a guaranteed provider price or official decision.
How the employer group insurance result is calculated
The calculator combines the entered quantities, rates and fixed costs to produce the displayed estimate. Reusing the same employer group insurance inputs will produce the same estimate, which makes the page suitable for controlled scenario comparisons.
Checks for a employer group insurance decision
Do not treat the result as a diagnosis, eligibility decision or binding insurance quote. For employer group insurance, Use the estimate to compare scenarios. Actual premiums, cover, exclusions, excesses and acceptance are set by the insurer and can differ from this planning result. Because this calculation can affect an important financial, legal or health decision, independently verify the inputs and current rules before relying on the result.
- Language QA
- Terminology, numeric values and calculator controls checked
- Calculator scope
- Cost estimation
- Last English review
- 26 July 2026