Health Insurance Premiums Calculator
The Health Insurance Premiums Calculator estimates a planning estimate for the health or protection scenario entered from the personal measurements, coverage assumptions, period and other non-identifying values requested by the calculator. Replace the example values with your own health insurance premiums figures and recalculate after changing an assumption. Treat it as a planning estimate and independently verify the current rule or provider terms.
[Updated by the rate 2026]
Monthly and annual health insurance estimates, comparing basic, standard and premium.
Compare plans and benefits.
Basic
Standard
Premium.
Compare annual premiums.
Suggestions.
- Basic, for young people.
- Standard balance of cost and coverage.
- Premium is for seniors and those at risk.
What is private health insurance?
Private health insurance is a contract between you and your insurance company. If you get sick or need medical care, the insurance will pay for the expenses to help ease the financial burden. Public health insurance alone may not be enough if you need a higher level of service or facilities.
Health plan form 3 level
| The plan. | & Properties | Suitable for |
|---|---|---|
| Basic | Low premiums, limited coverage, high deductibles. | Young and healthy. |
| Standard | Medium premiums, good coverage, low deductibles. | Worker, family, normal. |
| Premium. | High premiums, full coverage, deductible 0 | Old people, rich people, sick people. |
Example: 35 year old, choose standard single person.
Suppose you're 35 years old, working age, and want standard health insurance for yourself:
Estimated results:
- Monthly allowance: ~1,250 baht
- Annual fee: ~15,000 baht
- Coverage in: 1,000,000 baht
- Outside maintenance coverage: 100,000 baht
- Deductible: 2,500 baht (first time self-payment)
- Coinsurance: 15% (self-pay 15%, guaranteed payment 85%)
When you're in the hospital, you pay yourself 2,500 baht After that, the insurance will pay 85% You pay 15% of the remaining costs
Information for preliminary planning. Please check coverage, exemptions and actual premiums with your insurance company before making a decision.
Frequently asked questions
What's the difference between Medicare vs. Medicare Part D?
Basic or Premium?
Does health insurance premiums increase as you get older?
What are deductible and coinsurance?
Official reference source
English calculator guide
How to use the Health Insurance Premiums Calculator
Use this page to test a specific health insurance premiums scenario. Enter your own values in the calculator above, review the units beside each field, and recalculate after changing an assumption. The result updates the health insurance premiums estimate instead of relying on a generic example.
- Build a baseline health insurance premiums case with figures that match your situation.
- Run a second health insurance premiums case after changing the rate, period, quantity or other key assumption.
- Record the difference between the two health insurance premiums results and the input responsible for it.
Inputs for the health insurance premiums estimate
For this health insurance premiums calculation, check the personal measurements, coverage assumptions, period and other non-identifying values requested by the calculator. The result is designed to show a planning estimate for the health or protection scenario entered, not a guaranteed provider price or official decision.
How the health insurance premiums result is calculated
The calculator applies the page-specific measurement relationship to the personal values you enter. Reusing the same health insurance premiums inputs will produce the same estimate, which makes the page suitable for controlled scenario comparisons.
Checks for a health insurance premiums decision
Do not treat the result as a diagnosis, eligibility decision or binding insurance quote. For health insurance premiums, Use the estimate to compare scenarios. Actual premiums, cover, exclusions, excesses and acceptance are set by the insurer and can differ from this planning result. Because this calculation can affect an important financial, legal or health decision, independently verify the inputs and current rules before relying on the result.
- Language QA
- Terminology, numeric values and calculator controls checked
- Calculator scope
- Health and body
- Last English review
- 26 July 2026