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Calculate MDR merchant fees

Calculate the MDR fee of the store from sales and MDR rate

Credit card.Verifiable formulaYou can save and share results.

Calculate MDR — Store fee from receipt of card

Formula: Fee = Sales × MDR% | Actual Revenue = Sales − Fee

MDR Merchant Fees Calculator

The MDR Merchant Fees Calculator estimates a cost estimation estimate for your scenario from the quantities, rates, period, units and other assumptions requested on the page. Replace the example values with your own mdr merchant figures and recalculate after changing an assumption. Use it to compare scenarios, then verify any current rate or fee before acting.

Fill in the sales and MDR rate of the bank to see the deducted fees and the actual amount the store received.

General 1.5–2.5%

Formulas used

  • MDR fee = sales × (MDR% ÷ 100)
  • Actual revenue = sales − MDR fee.
  • Monthly total = per transaction × number of transactions per month

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Frequently asked questions

What is MDR?
MDR, or Merchant Discount Rate, is the fee deducted from card sales by the bank or payment provider and is commonly 1.5-2.5% of the sale.
What does MDR think?
MDR fee = sales × MDR rate (%) ÷ 100 and actual revenue = sales − MDR fee
What's the MDR rate of a normal store?
The MDR rate depends on the type of business and bank. Generally Food/Drink 1.5–2% Retail 1.5–2.5% Hotels 2–3% and Online 2–3.5%
Disclaimer: MDR rates may vary by bank and card type. Please confirm the actual rate with your bank.

English calculator guide

How to use the MDR Merchant Fees Calculator

Use this page to test a specific mdr merchant scenario. Enter your own values in the calculator above, review the units beside each field, and recalculate after changing an assumption. The result updates the mdr merchant fees estimate instead of relying on a generic example.

  1. Build a baseline mdr merchant case with figures that match your situation.
  2. Run a second mdr merchant case after changing the rate, period, quantity or other key assumption.
  3. Record the difference between the two mdr merchant results and the input responsible for it.

Inputs for the mdr merchant estimate

For this mdr merchant calculation, check the quantities, rates, period, units and other assumptions requested on the page. The result is designed to show a cost estimation estimate for your scenario, not a guaranteed provider price or official decision.

How the mdr merchant result is calculated

The calculator combines the entered quantities, rates and fixed costs to produce the displayed estimate. Reusing the same mdr merchant inputs will produce the same estimate, which makes the page suitable for controlled scenario comparisons.

Checks for a mdr merchant decision

Confirm any current rate, threshold or provider rule that could change the final amount. For mdr merchant, Use the estimate to compare card or payment costs. Check the provider’s current percentage fee, fixed fee, interest method, minimum charge and billing terms. Recheck the entered values and units if the result looks unexpected.

Language QA
Terminology, numeric values and calculator controls checked
Calculator scope
Cost estimation
Last English review
26 July 2026

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Creator
Kamnuanlek editorial team
reviewer
Kamnuanlek recipe and resource review team
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