Calculate POS fee — Cost of receiving monthly cards
Formula: Cost/month = Machine rental + (Sales × MDR%) + Other service charges
Total POS Cost Calculator
The Total POS Cost Calculator estimates a cost estimation estimate for your scenario from the quantities, rates, period, units and other assumptions requested on the page. Replace the example values with your own total pos figures and recalculate after changing an assumption. Use it to compare scenarios, then verify any current rate or fee before acting.
Calculate the total cost of a POS machine monthly, including rental, transaction fees and other services.
Formulas used
- Monthly MDR = Total Sales × (MDR% ÷ 100)
- Total cost = rental + MDR + other services
- % Cost = Total Cost ÷ Total Sales × 100
Related Links
Frequently asked questions
What are the POS fees?
How much is the POS rent?
Should I choose POS or QR Payment?
English calculator guide
How to use the Total POS Cost Calculator
Use this page to test a specific total pos scenario. Enter your own values in the calculator above, review the units beside each field, and recalculate after changing an assumption. The result updates the total pos cost estimate instead of relying on a generic example.
- Build a baseline total pos case with figures that match your situation.
- Run a second total pos case after changing the rate, period, quantity or other key assumption.
- Record the difference between the two total pos results and the input responsible for it.
Inputs for the total pos estimate
For this total pos calculation, check the quantities, rates, period, units and other assumptions requested on the page. The result is designed to show a cost estimation estimate for your scenario, not a guaranteed provider price or official decision.
How the total pos result is calculated
The calculator combines the entered quantities, rates and fixed costs to produce the displayed estimate. Reusing the same total pos inputs will produce the same estimate, which makes the page suitable for controlled scenario comparisons.
Checks for a total pos decision
Confirm any current rate, threshold or provider rule that could change the final amount. For total pos, Use the estimate to compare card or payment costs. Check the provider’s current percentage fee, fixed fee, interest method, minimum charge and billing terms. Recheck the entered values and units if the result looks unexpected.
- Language QA
- Terminology, numeric values and calculator controls checked
- Calculator scope
- Cost estimation
- Last English review
- 26 July 2026
