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Calculate Bridge Loan

Calculate the cost of a bridge loan, interim interest, for buying a new home before selling the old one.

Credit/DebitVerifiable formulaYou can save and share results.

Bridge Loan Calculator

The Bridge Loan Calculator estimates a loan and interest estimate for your scenario from the quantities, rates, period, units and other assumptions requested on the page. Replace the example values with your own bridge loan figures and recalculate after changing an assumption. Use it to compare scenarios, then verify any current rate or fee before acting.

We'll take the loan, interest, holding time, fees, and the money we expect to get from the assets to see if the cost of connecting is worth the risk.

Quick answer.

Bridge Loan 2,000,000 baht Interest 7.5% Period 6 Months Total Cost approximately 85,000 baht

Interest is about 75,000 baht plus fees 10,000 baht You have to prepare the closing money about 2,085,000 baht If you sell the property for money 2,300,000 baht the difference is about 215,000 baht before other expenses

Home loan.

Put the rate from the actual offer, no guesswork from the market.

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Connection cost before closing.

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Debt settlement to prepare.
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Bridge Loan, check it out before you sign.

Bridge Loans are short-term loans to link the time between "pay first" and "pay later" such as buying a new home before selling an old one. The decision point is not just interest per year but the actual cash to be closed on the date the money is sold and the cost of delaying the deal.

  • If asset sales are more than debt settlements, liquidity risk will be lower.
  • If you're short on money, calculate the case of late sale 1-3 month before receiving the offer.
  • If you need a bridge loan because the new home is being transferred, compare it to a new home loan top-up, retention or refinancing.

Last checked on 5 June 2026.

Frequently asked questions

Bridge Loan 2,000,000 baht Interest 7.5% 6 Month How much does it cost?
The Bridge Loan example 2,000,000 baht Interest 7.5% per year Period 6 month Interest is about 75,000 baht If there is a fee 10,000 baht Total cost is about 85,000 baht and you have to prepare the total debt closure money about 2,085,000 baht
What should the Bridge Loan be compared to before you decide?
Compare the old home loan, the new home loan, the top-up amount, the refinancing, the retention and the opportunity cost of postponing the purchase of the home because the home loan often uses a floating reference rate such as MLR or MRR and the actual terms depend on the bank and the risk of the borrower.
What are the main risks of a Bridge Loan?
The main risk is selling the old house or getting the money late, which means paying interest or finding additional debt settlement money. Calculate the cost of a 1-3 month delay and see if there's enough money left after the debt settlement to sell the property.

Real pre-credit checks.

Disclaimer: The results of the calculations are estimates, not financial advice. Actual terms depend on the financial institution, collateral, borrower's history and contract documents.

English calculator guide

How to use the Bridge Loan Calculator

Use this page to test a specific bridge loan scenario. Enter your own values in the calculator above, review the units beside each field, and recalculate after changing an assumption. The result updates the bridge loan estimate instead of relying on a generic example.

  1. Build a baseline bridge loan case with figures that match your situation.
  2. Run a second bridge loan case after changing the rate, period, quantity or other key assumption.
  3. Record the difference between the two bridge loan results and the input responsible for it.

Inputs for the bridge loan estimate

For this bridge loan calculation, check the quantities, rates, period, units and other assumptions requested on the page. The result is designed to show a loan and interest estimate for your scenario, not a guaranteed provider price or official decision.

How the bridge loan result is calculated

The calculator models principal, interest, repayment timing and term using the assumptions shown on the page. Reusing the same bridge loan inputs will produce the same estimate, which makes the page suitable for controlled scenario comparisons.

Checks for a bridge loan decision

Confirm any current rate, threshold or provider rule that could change the final amount. For bridge loan, Use the result to compare affordability, not as a lending offer. Check the lender’s effective rate, fees, insurance, payment schedule and approval conditions before committing. Check the important inputs and any current provider or authority rules before using the result for a decision.

Language QA
Terminology, numeric values and calculator controls checked
Calculator scope
Loan and interest
Last English review
26 July 2026

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