Estimate annual compulsory insurance for private vehicles in Thailand, including tax and duty, before provider discounts.
Every car has to have a CAA, a mandatory law.
Thailand Compulsory Motor Insurance Calculator
The Thailand Compulsory Motor Insurance Calculator estimates a standard annual compulsory insurance total including tax and duty from the vehicle classification in your registration book and private or commercial use. Replace the example values with your own car insurance policy figures and recalculate after changing an assumption. Use it to compare scenarios, then verify any current rate or fee before acting.
Select the vehicle classification in your registration book, not its engine capacity.
No estimate is available for this vehicle or commercial use. Ask a provider for a quote based on your registration book.
Calculation results
Standard annual total, including tax and duty
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Benefits depend on policy terms and liability findings. The insured vehicle's driver or an at-fault person may receive only preliminary compensation. Check the policy before deciding.
Protection Act:
Maximum medical costs 80,000 baht/person
Death/Permanent Disability Maximum 500,000 baht/person
Daily compensation 200 baht/day (not more than 20 days)
Compulsory insurance reference prices for 2026
The total already includes tax and duty: VAT is not added again. Discounts are excluded. Public transport, hire and special-use vehicles require a separate quote.
The V. A. P. or Compulsory Automobile Insurance (Vehicle Victim Protection Act 1992) is a legally mandatory insurance for every vehicle that covers the victims of a vehicle accident, both drivers and passengers.
What does compulsory insurance cover?
The Act covers maximum medical expenses 80,000 baht/person, maximum death/permanent disability compensation 500,000 baht/person, daily compensation during hospital stay 200 baht/day (not more than 20 days)
What if my compulsory insurance expires?
Renew compulsory insurance before driving and use the policy as supporting evidence for registration renewal. Confirm requirements with your provider.
Can I buy compulsory insurance online?
Yes. Insurers and licensed intermediaries offer compulsory insurance through their websites and apps.
Disclaimer: This is an estimate, not a quote. Voluntary motor insurance is not included.
Understanding your insurance estimate
The selected private-vehicle category maps to a published tax-inclusive annual total. VAT is not added again. Provider discounts are excluded.
Before comparing offers
This tool covers the displayed private-vehicle categories only. Other vehicles require a provider quote. Compulsory insurance is separate from voluntary car insurance.
Review formula structure, test cases, data sources, effective dates, and risk language accordingly.How to check our · There is no claim that an outside professional reviewed it. Unless the page directly states the name and qualifications. This content is therefore not individual advice.
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