The rates of the P. R. B. are set by the Insurance Business Department according to the type of vehicle and engine size.
Every car has to have a CAA, a mandatory law.
Car Insurance Policy Calculator
The Car Insurance Policy Calculator estimates a vehicle-cost estimate for the scenario you entered from the vehicle price or cost, payment period, applicable rate, usage and provider charges shown on the page. Replace the example values with your own car insurance policy figures and recalculate after changing an assumption. Use it to compare scenarios, then verify any current rate or fee before acting.
Select vehicle type and engine size to see the annual IVA charges.
Calculation results
Pre-VAT.
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VAT 7%
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Total
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Protection Act:
Maximum medical costs 80,000 baht/person
Death/Permanent Disability Maximum 500,000 baht/person
Daily compensation 200 baht/day (not more than 20 days)
The rate of the 2026 P. R. B.
The rate of the P. R. B. is set by the Department of Insurance Business. All insurance companies must charge the same rate. Different only in the service and the channel of purchase.
Check before using results
Use the results to compare offers.
Installments and interest are numbers for preliminary screening of plans. Before actually applying, you should compare rates, fees, and conditions from service providers.
Calculated based on the principal, rate and term you enter.
This does not include certain types of fees, insurance or specific promotional conditions.
The total installment should not put pressure on monthly cash flow.
The V. A. P. or Compulsory Automobile Insurance (Vehicle Victim Protection Act 1992) is a legally mandatory insurance for every vehicle that covers the victims of a vehicle accident, both drivers and passengers.
What does the law protect?
The Act covers maximum medical expenses 80,000 baht/person, maximum death/permanent disability compensation 500,000 baht/person, daily compensation during hospital stay 200 baht/day (not more than 20 days)
No, no, no, no, no, no, no, no, no, no, no, no.
The fine is not more than 10,000 baht under the Motor Vehicle Act 1979. Furthermore, the vehicle cannot be registered without the evidence of the Act.
Can I buy the CAB online?
Yes, now you can buy your IRA online through the app and website of the insurance company and licensed agent, conveniently and without going to the office.
Disclaimer: Rates are based on the Insurance Business Administration's regulations. They may be updated. Check with your insurance company for accuracy.
English calculator guide
How to use the Car Insurance Policy Calculator
Use this page to test a specific car insurance policy scenario. Enter your own values in the calculator above, review the units beside each field, and recalculate after changing an assumption. The result updates the car insurance policy estimate instead of relying on a generic example.
Build a baseline car insurance policy case with figures that match your situation.
Run a second car insurance policy case after changing the rate, period, quantity or other key assumption.
Record the difference between the two car insurance policy results and the input responsible for it.
Inputs for the car insurance policy estimate
For this car insurance policy calculation, check the vehicle price or cost, payment period, applicable rate, usage and provider charges shown on the page. The result is designed to show a vehicle-cost estimate for the scenario you entered, not a guaranteed provider price or official decision.
How the car insurance policy result is calculated
The calculator compares the selected dates using calendar-based intervals and the date rules shown on the page. Reusing the same car insurance policy inputs will produce the same estimate, which makes the page suitable for controlled scenario comparisons.
Checks for a car insurance policy decision
Compare the estimate with a current written quote and include insurance, registration and other ownership costs. For car insurance policy, Use the estimate to compare scenarios. Actual premiums, cover, exclusions, excesses and acceptance are set by the insurer and can differ from this planning result. Check the important inputs and any current provider or authority rules before using the result for a decision.
Language QA
Terminology, numeric values and calculator controls checked
Review formula structure, test cases, data sources, effective dates, and risk language accordingly.How to check our · There is no claim that an outside professional reviewed it. Unless the page directly states the name and qualifications. This content is therefore not individual advice.
This history and results reside only in this device's browser. Press clear to delete immediately.
💾 Saved calculations
Save numbers only in this device's browser. It could be health or financial information. Therefore, the entered values or results are not sent to the server. You can delete them all from the button above. And data should be cleared when sharing the device with others.
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