Skip to main content
Coins, charts and bank cards for calculating savings, investments and credit.Saving, investing and planning for the future
KamnuanlekOS

Calculate employee provident fund contributions.

Calculation of PVD contribution on the employee side 2-15% of salary with maximum tax deduction 500,000 baht/year

Wages/LabourVerifiable formulaYou can save and share results.

💰 Employee Subsistence Reserve Fund (PVD) Rate 2-15%

Employees can choose to contribute 2-15% of their salary, with a maximum tax deduction of 500,000 baht/year.

It's for employees who want to plan for long-term savings and save tax.

Employee Provident Fund Contributions Calculator

The Employee Provident Fund Contributions Calculator estimates a tax and statutory rate estimate for your scenario from the quantities, rates, period, units and other assumptions requested on the page. Replace the example values with your own employee provident fund contributions figures and recalculate after changing an assumption. Treat it as a planning estimate and independently verify the current rule or provider terms.

Fill in the desired salary and contribution rate. The system will calculate the monthly, annual contributions and the amount of tax deductions.

Choose from 2-15% of pay

Formulas used

  • Monthly pension = salary × pension rate ÷ 100
  • Annual pension = monthly pension × 12
  • Taxable = Annual contribution (but not more than 500,000 baht/year)
  • Selectable contribution rate: 2% to 15% of salary

Related Links

Frequently asked questions

What is the PVD?
The Provident Fund (PVD) is a fund that is set up voluntarily by employers and employees to provide long-term savings for employees when they leave work or retire.
How much does an employee contribute to the fund?
Employees may choose to contribute from 2% to 15% of their salary, not less than the minimum rate specified in the Fund Regulations and not more than 15% of their wages.
How much is tax deductible on the pension fund?
Employees' contributions to the Life Reserve Fund are tax deductible up to 500,000 baht per year (including National Savings Fund accumulations and pension life insurance benefits).
When can the money in the PVD fund be withdrawn?
Employees receive the fund's money when they leave, resign, retire or die. The money is made up of employer's contributions and the return on investment.
Disclaimer: The calculation is a preliminary estimate. The tax deduction amount 500,000 baht/year is combined with other funds such as the GBC and pension life insurance. Please consult a tax expert for accurate planning.

English calculator guide

How to use the Employee Provident Fund Contributions Calculator

Use this page to test a specific employee provident fund contributions scenario. Enter your own values in the calculator above, review the units beside each field, and recalculate after changing an assumption. The result updates the employee provident fund contributions estimate instead of relying on a generic example.

  1. Build a baseline employee provident fund contributions case with figures that match your situation.
  2. Run a second employee provident fund contributions case after changing the rate, period, quantity or other key assumption.
  3. Record the difference between the two employee provident fund contributions results and the input responsible for it.

Inputs for the employee provident fund contributions estimate

For this employee provident fund contributions calculation, check the quantities, rates, period, units and other assumptions requested on the page. The result is designed to show a tax and statutory rate estimate for your scenario, not a guaranteed provider price or official decision.

How the employee provident fund contributions result is calculated

The calculator applies the displayed statutory rates, thresholds and allowances to the figures you enter. Reusing the same employee provident fund contributions inputs will produce the same estimate, which makes the page suitable for controlled scenario comparisons.

Checks for a employee provident fund contributions decision

Confirm any current rate, threshold or provider rule that could change the final amount. For employee provident fund contributions, Use the result to reconcile a payslip or plan take-home pay. Employer payroll rules, benefits, withholding and statutory contributions can change the final amount. Because this calculation can affect an important financial, legal or health decision, independently verify the inputs and current rules before relying on the result.

Language QA
Terminology, numeric values and calculator controls checked
Calculator scope
Tax and statutory rate
Last English review
26 July 2026

Responsibility for content

Creator and reviewer

Creator
Kamnuanlek editorial team
reviewer
Kamnuanlek recipe and resource review team
Check out the latest accountability system.

Review formula structure, test cases, data sources, effective dates, and risk language accordingly.How to check our · There is no claim that an outside professional reviewed it. Unless the page directly states the name and qualifications. This content is therefore not individual advice.

Found an error or information has been changed? When contacting, please include the URL and a verifiable reference.Learn how to report and save edits. · Contact the team