Estimate the fee and compare it to individual purchases.
Family Health Insurance Calculator
The Family Health Insurance Calculator estimates a planning estimate for the health or protection scenario entered from the personal measurements, coverage assumptions, period and other non-identifying values requested by the calculator. Replace the example values with your own family health insurance figures and recalculate after changing an assumption. Treat it as a planning estimate and independently verify the current rule or provider terms.
Estimate the premiums of Family Floater and compare it to buying individual insurance for each of them.
Fill in your family details.
Calculation results
Family Floater
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baht/year
Buy it individually.
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baht/year
Estimated savings
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baht/year when selecting Family Floater
Calculation Details
Family Floater vs. Personal Insurance.
Family Floater has the advantage of a lower total benefit, but the amount is shared. If one member is seriously ill and uses a lot of money, the other members may not have enough left, so choose a sufficiently high amount.
Frequently asked questions
What is Family Floater Insurance?
Family Floater Insurance is a health insurance policy that covers all family members in one policy with a sum insured that can be shared by all, and is cheaper than buying separately for each person.
What kind of family is the Family Floater for?
It's suitable for families with healthy members who don't get sick too often, because the total amount is so small that if one member spends more, the other will have less. It's not suitable for families with many members who have chronic diseases.
How much family insurance should I choose?
The total amount of the recommended 500,000-1,000,000 baht per family (2-4 people) is due to the average private hospital hospitalization costs in Thailand 50,000-200,000 baht per stay.
How old can a child be added to family insurance?
Generally, children aged 15 days up to 18-25 years can be added to the Family Floater policy. Some companies accept children aged from birth, depending on the terms of each company.
Use your protection requirements to look for health insurance from Roojai.
Use the calculator results as a basis before looking at partner offers.
This calculation result is suitable for preliminary planning. Actual figures should be checked from documents or official sources before making important decisions.
The calculation is based on the information you enter on this page.
Special cases may require additional information.
It is recommended to record or compare the results with the related tools below.
Disclaimer: The calculations are only estimates, the actual rate depends on the insurance company and the member's health.
English calculator guide
How to use the Family Health Insurance Calculator
Use this page to test a specific family health insurance scenario. Enter your own values in the calculator above, review the units beside each field, and recalculate after changing an assumption. The result updates the family health insurance estimate instead of relying on a generic example.
Build a baseline family health insurance case with figures that match your situation.
Run a second family health insurance case after changing the rate, period, quantity or other key assumption.
Record the difference between the two family health insurance results and the input responsible for it.
Inputs for the family health insurance estimate
For this family health insurance calculation, check the personal measurements, coverage assumptions, period and other non-identifying values requested by the calculator. The result is designed to show a planning estimate for the health or protection scenario entered, not a guaranteed provider price or official decision.
How the family health insurance result is calculated
The calculator applies the page-specific measurement relationship to the personal values you enter. Reusing the same family health insurance inputs will produce the same estimate, which makes the page suitable for controlled scenario comparisons.
Checks for a family health insurance decision
Do not treat the result as a diagnosis, eligibility decision or binding insurance quote. For family health insurance, Use the estimate to compare scenarios. Actual premiums, cover, exclusions, excesses and acceptance are set by the insurer and can differ from this planning result. Because this calculation can affect an important financial, legal or health decision, independently verify the inputs and current rules before relying on the result.
Language QA
Terminology, numeric values and calculator controls checked
Review formula structure, test cases, data sources, effective dates, and risk language accordingly.How to check our · There is no claim that an outside professional reviewed it. Unless the page directly states the name and qualifications. This content is therefore not individual advice.
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