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Annual fee rate 2026
Property Transfer Tax and Mortgage Fees Calculator
The Property Transfer Tax and Mortgage Fees Calculator estimates a property-cost or return estimate for your scenario from the property value, financing or rental assumptions, time period, fees and rates shown on the page. Replace the example values with your own land transfer figures and recalculate after changing an assumption. Treat it as a planning estimate and independently verify the current rule or provider terms.
Calculate land, building and real estate transfer fees according to the actual rates of the Land Department. Covers transfer fees Specific business tax, stamp duty and mortgage fees
Fill out ownership transfer information
Result of calculation of land transfer cost
Transfer fee (2%)
-
Specific business tax (3.3%)
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Mortgage cost (1%)
-
Total
-
Buyer pays
Transfer fee (2%)-
Mortgage cost (1%)-
Total buyers-
Seller pays
Specific business tax-
Total sellers-
*Assume that expenses are divided in normal proportions. The buyer pays transfer and mortgage fees. Seller pays taxes can agree among themselves
What are the land transfer fees 2026?
list
rate
Thinking from
Transfer registration fee
2%
Estimated price
Specific Business Tax (SBT)
3.3%
Higher price (appraisal vs sale)
revenue stamp
0.5%
Higher price (in case of not paying SBT)
Mortgage costs
1%
Loan amount (maximum 200,000 baht)
Frequently asked questions
What are the land transfer fees?
Land transfer fees include: (1) Transfer registration fee 2% of the appraised value (2) Special business tax 3.3% or stamp duty 0.5% (choose one) (3) Mortgage fee 1% of the mortgage amount (if any)
What is the difference between Specific Business Tax (SBT) 3.3% and Stamp Duty 0.5%?
Specific business tax 3.3% is used when the seller holds assets for less than 5 years or has a name in the house registration for less than 1 years. Stamp duty 0.5% is used when the seller holds assets for more than 5 years and has a name in the house registration for more than 1 years. Both of these are paid only.
Who pays the transfer fee?
The buyer generally pays 2% a transfer fee and a mortgage fee. The seller pays specific business tax or stamp duty. But in practice, they can agree among themselves on who pays which part.
What is the difference between the appraised price and the purchase price?
The appraised value is the price set by the Treasury Department. Transfer fee is calculated from the appraised price. The specific business tax is calculated from the higher price between the appraised price and the purchase price.
What are mortgage fees?
Mortgage fee is the fee for mortgaging land/house as collateral for the loan. The rate is 1% of the maximum loan amount of 200,000 baht. In the case of not taking out the loan, you do not have to pay this part.
What is the rate for transferring a house in the year 2026?
Transfer fee 2% of the appraised value (reduced to 1% for housing priced not more than 3 million until 31 Dec. 2025), mortgage fee 1% of the credit line (reduced to 0.01% for loans not exceeding 3 million)
What is the difference between specific business tax and stamp duty?
Specific business tax 3.3% (holding less than 5 years or not having a name in the house registration) | Stamp duty 0.5% (holding 5 or more and having a name in the house registration for 1 years) pay either one.
What is the difference between the Land Department's appraisal price and the market price?
The appraised price is the price set by the Land Department to calculate fees, updated every 4 year, often lower than the market price. 20-50% Taxes and fees are based on the appraised or purchase price. Whichever is higher
This calculation result is suitable for preliminary planning. Actual figures should be checked from documents or official sources before making important decisions.
The calculation is based on the information you enter on this page.
Special cases may require additional information.
It is recommended to record or compare the results with the related tools below.
Disclaimer: The calculation results are only estimates based on normal rates. Actual fees may vary according to government policy and specific conditions. Please check with the local land office.
English calculator guide
How to use the Property Transfer Tax and Mortgage Fees Calculator
Use this page to test a specific land transfer scenario. Enter your own values in the calculator above, review the units beside each field, and recalculate after changing an assumption. The result updates the property transfer tax and mortgage fees estimate instead of relying on a generic example.
Build a baseline land transfer case with figures that match your situation.
Run a second land transfer case after changing the rate, period, quantity or other key assumption.
Record the difference between the two land transfer results and the input responsible for it.
Inputs for the land transfer estimate
For this land transfer calculation, check the property value, financing or rental assumptions, time period, fees and rates shown on the page. The result is designed to show a property-cost or return estimate for your scenario, not a guaranteed provider price or official decision.
How the land transfer result is calculated
The calculator applies the displayed statutory rates, thresholds and allowances to the figures you enter. Reusing the same land transfer inputs will produce the same estimate, which makes the page suitable for controlled scenario comparisons.
Checks for a land transfer decision
Confirm current lender, tax, transfer and provider terms before committing. For land transfer, Treat the result as an estimate for planning. Tax rules, eligibility and deduction limits can depend on the tax year and your evidence, so compare the result with current Revenue Department guidance or a qualified adviser. Because this calculation can affect an important financial, legal or health decision, independently verify the inputs and current rules before relying on the result.
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Terminology, numeric values and calculator controls checked
Review formula structure, test cases, data sources, effective dates, and risk language accordingly.How to check our · There is no claim that an outside professional reviewed it. Unless the page directly states the name and qualifications. This content is therefore not individual advice.
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